WHAT WE OFFER
Investment products for everyone
WHAT WE OFFER
Investment products
for everyone
LOW RISK
Money Market Fund
Are you preparing for that special day, saving to pay school fees; acquiring an asset, dream vacation, quality education, or capital to finance a business? Here’s a more rewarding way to save!
With the ARM Money Market Fund (ARM MMF) you get a higher interest rate than a traditional savings account.
Preserve your capital and generate a steady stream of income with ARM Money Market Fund. The ARM Money Market Fund is a low–risk fund suitable for investors who have cash in their current and savings account and wish to earn higher tax-free returns.
Key Benefits
- Preserve capital
- Quarterly interest payments
- Flexible entry and exit
- Competitive interest rates
- Expert fund management.
What the Fund Invests in
Short Term Govt Securities – (25% - 95%)
Other Money Market Instruments – (5% - 75%)
Key Facts
₦ 5,000
Min. Initial Investment
₦ 1,000
Min. additional investment
MEDIUM RISK
ARM Ethical fund
The ARM Ethical Fund is suitable for Islamic investors who want long-term capital growth by investing strictly according to the principles of Islamic finance and ethical values.
Key Benefits
- Flexible entry & exit
- Invest according to core Islamic values & beliefs
What the Fund Invests in
Equities – (40% - 60%)
Alternative Investments: 40% – 60%
Key facts
₦ 10,000
Min. Initial Investment
₦ 5,000
Min. Additional Investment
Moderate Risk
ARM Discovery Balanced Fund
The ARM Discovery Fund is suitable for investors who want high capital growth over the long term to meet various objectives such as paying for education, buying a property, or leaving a legacy for loved ones.
Key Benefits
- Long term wealth growth with returns above inflation.
- Multiple returns through capital appreciation and dividends.
- Easy Investment tracking online.
- Multiple & Convenient Payment options.
- Expert fund management.
What the Fund Invests in
Equities: 40% – 60%
Fixed Income: 40% – 60%
Key Facts
₦ 10,000
Min. Initial Investment
₦ 5,000
Min. Additional Investment
HIGH RISK
ARM Aggressive Growth
Fund
The ARM Aggressive Growth invests primarily in equities and as such seeks to provide superior long-term protection against inflation to investors with a high–risk appetite. The high risk of equities is lowered by also investing in fixed income securities, which provide a fairly predictable income stream and easy access to your money.
Key Benefits
- Long term wealth growth with returns above inflation.
- Multiple returns through capital appreciation and dividends.
- Easy Investment tracking online.
- Multiple & Convenient Payment options.
- Expert fund management.
What the Fund Invests in
Equities: 70% – 100%
Fixed Income: 0% – 30%
Key facts
₦ 50,000
Min. Initial Investment
₦ 10,000
Min. Additional Investment
Moderate Risk
ARM Eurobond Fund
The ARM Eurobond Fund is an open-ended fund that invests in US Dollar denominated Eurobonds. The Fund is authorised and registered in Nigeria as a Unit Trust Scheme under Section 160 of the Investment and Securities Act 2007 and is regulated by the Securities & Exchange Commission (SEC). Subscribers to the Fund, will enjoy competitive returns on their US Dollars. The fund is more suitable for investors seeking medium to long-term capital growth.
Key Benefits
- Competitive returns compared to the average domiciliary deposit account.
- A good opportunity for diversification
- Professional fund management with robust risk management framework
- Long term income generation and growth
- Online access to your fund’s performance and investment portfolio
- Investment can be used as collateral for loans
What the Fund Invests in
Eurobond: 70% – 100%
Short Term USD Instruments – (10% - 30%)
Key facts
$1,000
Min. Initial Investment
$100
Min. Additional Investment
HIGH RISK
ARM Fixed Income Fund
The ARM Fixed Income Fund is an open-ended, low risk mutual fund designed to help you achieve your medium to long term goals. The Fund invests in high quality fixed income securities which includes money market instruments less than one year (Treasury Bills, Commercial Paper, Bank Placements etc.), FGN and Corporate Bonds with acceptable credit ratings and other bond issues by the DMO and other money market or fixed income securities the fund is permitted to invest in under the Trust Deed.
Key Benefits
- Access to a diversified portfolio of fixed income securities which provides a more stable source of income than equity-based investments and can help lower portfolio volatility over time.
- Fixed income securities are typically designed to generate a consistent stream of income, often to help supplement your existing income or create one in retirement.
- Affordable as it requires an initial investment of a minimum of N5,000 and additional contribution in multiples of N500.
- Easy Investment tracking online.
- Expert fund management.
What the Fund Invests in
FGN Bonds – (70% – 100%)
Short Term Instruments – (10% – 30%)
Key facts
₦ 5,000
Min. Initial Investment
₦ 500
Min. Additional Investment
Low to medium Risk
ARM Short Term bond Fund
The ARM Short Term Bond Fund (STBF) is an open-ended mutual fund which seeks to provide Investors with competitive returns and diversification benefits. The Fund will be invested in short to medium term fixed income securities that are denominated in Naira with a maximum duration of 3 years.
Key Benefits
- Suitable for Short to medium term investment
- Open ended mutual fund
- Competitive returns. 25% of the profit for each year will be reinvested while 75% will be distributed to unit holders pro rata based on unit holdings
- The fund is registered with the Securities and Exchange Commission
- Invests in high quality fixed income securities
- Maximum duration of investment is 3 years to reduce risk exposure
What the Fund Invests in
Graded bond: 70%
Mutual fund: 30%
Key facts
N10,000
Min. Initial Investment
1000
Min. Additional Investment