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SERVICES

Mutual Funds

LOW RISK

Money Market Fund

Are you preparing for that special day, saving to pay school fees; acquiring an asset, dream vacation, quality education, or capital to finance a business? Here’s a more rewarding way to save!  

With the ARM Money Market Fund (ARM MMF) you get a higher interest rate than a traditional savings account. 

Preserve your capital and generate a steady stream of income with ARM Money Market Fund. The ARM Money Market Fund is a low–risk fund suitable for investors who have cash in their current and savings account and wish to earn higher tax-free returns. 

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Key Benefits

  • Preserve capital
  • Quarterly interest payments
  • Flexible entry and exit
  • Competitive interest rates
  • Expert fund management.

What the Fund Invests in

Short Term Govt Securities – (25% - 95%)
Other Money Market Instruments – (5% - 75%)

Key Facts

₦ 1,000

Min. Initial Investment

₦ 500

Min. additional investment

MEDIUM RISK

ARM Ethical fund

The ARM Ethical Fund is suitable for Islamic investors who want long-term capital growth by investing strictly according to the principles of Islamic finance and ethical values.

Key Benefits

  • Flexible entry & exit
  • Invest according to core Islamic values & beliefs
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What the Fund Invests in

Equities – (40% - 60%)
Alternative Investments: 40% – 60%

Key facts

₦ 10,000

Min. Initial Investment

₦ 5,000

Min. Additional Investment

Moderate Risk

ARM Discovery Balanced Fund

The ARM Discovery Fund is suitable for investors who want high capital growth over the long term to meet various objectives such as paying for education, buying a property, or leaving a legacy for loved ones.

Key Benefits

  • Long term wealth growth with returns above inflation.
  • Multiple returns through capital appreciation and dividends.
  • Easy Investment tracking online.
  • Multiple & Convenient Payment options.
  • Expert fund management.
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What the Fund Invests in

Equities: 40% – 60%
Fixed Income: 40% – 60%

Key Facts

₦ 10,000

Min. Initial Investment

₦ 5,000

Min. Additional Investment

HIGH RISK

ARM Aggressive Growth
Fund

The ARM Aggressive Growth invests primarily in equities and as such seeks to provide superior long-term protection against inflation to investors with a high–risk appetite. The high risk of equities is lowered by also investing in fixed income securities, which provide a fairly predictable income stream and easy access to your money. 

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Key Benefits

  • Long term wealth growth with returns above inflation.
  • Multiple returns through capital appreciation and dividends.
  • Easy Investment tracking online.
  • Multiple & Convenient Payment options.
  • Expert fund management.

What the Fund Invests in

Equities: 70% – 100%
Fixed Income: 0% – 30%

Key facts

₦ 50,000

Min. Initial Investment

₦ 10,000

Min. Additional Investment

Moderate Risk

ARM Eurobond Fund

The ARM Eurobond Fund is an open-ended fund that invests in US Dollar denominated Eurobonds. The Fund is authorised and registered in Nigeria as a Unit Trust Scheme under Section 160 of the Investment and Securities Act 2007 and is regulated by the Securities & Exchange Commission (SEC). Subscribers to the Fund, will enjoy competitive returns on their US Dollars. The fund is more suitable for investors seeking medium to long-term capital growth. 

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Key Benefits

  • Competitive returns compared to the average domiciliary deposit account.
  • A good opportunity for diversification
  • Professional fund management with robust risk management framework
  • Long term income generation and growth
  • Online access to your fund’s performance and investment portfolio
  • Investment can be used as collateral for loans

What the Fund Invests in

Eurobond: 70% – 100%
Short Term USD Instruments – (10% - 30%)

Key facts

$1,000

Min. Initial Investment

$100

Min. Additional Investment

HIGH RISK

ARM Fixed Income
Fund

The ARM Fixed Income Fund is an open-ended, low risk mutual fund designed to help you achieve your medium to long term goals. The Fund invests in high quality fixed income securities which includes money market instruments less than one year (Treasury Bills, Commercial Paper, Bank Placements etc.), FGN and Corporate Bonds with acceptable credit ratings and other bond issues by the DMO and other money market or fixed income securities the fund is permitted to invest in under the Trust Deed. 

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Key Benefits

  • Access to a diversified portfolio of fixed income securities which provides a more stable source of income than equity-based investments and can help lower portfolio volatility over time.
  • Fixed income securities are typically designed to generate a consistent stream of income, often to help supplement your existing income or create one in retirement.
  • Affordable as it requires an initial investment of a minimum of N5,000 and additional contribution in multiples of N500.
  • Easy Investment tracking online.
  • Expert fund management.

What the Fund Invests in

FGN Bonds – (70% – 100%)
Short Term Instruments – (10% – 30%)

Key facts

₦ 5,000

Min. Initial Investment

₦ 500

Min. Additional Investment

Low to medium Risk

ARM Short Term bond Fund

The ARM Short Term Bond Fund (STBF) is an open-ended mutual fund which seeks to provide Investors with competitive returns and diversification benefits. The Fund will be invested in short to medium term fixed income securities that are denominated in Naira with a maximum duration of 3 years.

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Key Benefits

  • Suitable for Short to medium term investment
  • Open ended mutual fund
  • Competitive returns. 25% of the profit for each year will be reinvested while 75% will be distributed to unit holders pro rata based on unit holdings
  • The fund is registered with the Securities and Exchange Commission
  • Invests in high quality fixed income securities
  • Maximum duration of investment is 3 years to reduce risk exposure

What the Fund Invests in

Graded bond: 70%
Mutual fund: 30%

Key facts

N10,000

Min. Initial Investment

1000

Min. Additional Investment

HIGH RISK

ARM Target Income Investment
Scheme

The ARM Target Income Investment Scheme is an open-ended investment scheme approved by SEC. It is a Naira-denominated Scheme that invests primarily in commercial papers and in other ultra-short-term instruments with maturities of 365 days or less.
The Portfolio seeks to achieve its investment objective by employing a laddering active/passive management strategy; curating an optimal mix of short-term fixed-income investments that match or fall below the portfolio’s targeted one (1) year duration, thereby minimizing interest rate risk while achieving relatively high-yielding returns.

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Key Benefits

  • Consistent return across multiple short-term instruments to meet their short-term investment objectives
  • Higher returns at moderate risk level when compared with individual money market instruments
  • Low minimum investment when compared with commercial papers and Treasury Bills
  • Easy investment tracking online
  • Multiple and convenient payment options
  • Expert fund management team with deep market knowledge, wealth of experience and excellent track record

What the Fund Invests in

FGN Bonds – (70% – 100%)
Short Term Instruments – (10% – 30%)

Key facts

Individuals

₦ 2,000,000

Min. Initial Investment

₦ 1000

Min. Additional Investment

Institutional

₦ 20,000,000

Min. Initial Investment

₦ 1,000,000

Min. Additional Investment